Facts and Figures of MMM Nigeria

MMM has no central pocket were money is been deposited.. Transactions are done peer to peer

We just have a technical program that regulates what we do n what we can't do.. The technical system controls how much we can ask as help or withdraw n how much we can provide as help or deposit.

Figures

MMM is composed of 3 components

1. Provide help

2. Get help

3. Technical basic program

A provider of help is someone who has pledged to give financial help in d community. He or she can also be a receiver of help, when he or she has extended a financial helping hand to someone in d community

A receiver of help is a member or participant who has already extended a helping hand or provided help. Thus is qualified to receive help from the community.

Like I said earlier MMM is donation exchange network. We understand mutual aid society is a community where we give financial help and receive financial help back.. The more financial help u give, the more financially help u get in return... Is like borrowing your money out, and receiving it back later or much later when u need it with little interest (just example)

MMM offers participants an appreciation package for all donations the make to a participant in the community.... MMM offers its participants 30 % growth rate per month for each n every donation the make in d system...

For example

I donate 1000 naira, after 30 days you would be qualified to 1300Naira as financial help from another participant in community,

5000 naira qualifies you to receive 6500 naira

10000 naira, qualifies you to receive 13000 naira...

So basically, the percentage grows by 1 % daily or 30 % month

The basic calculation is.

Donation amount X 1.30 = expected amount after 30 days....

Let me just hint us on what goes on in the system a little

When u make a donation request, ur request is registered n placed in a queue, while ur money still remains with you.

In exchange d system will register ur request wit its virtual currency called mavros. This mavros is already growing at 1 percent per day. While yout request is in queue n ur money is with you...

Where does 30% come from? There is no interest rate in MMM. In MMM after you donated money, you can be rewarded with Mavro. It is an index of your tribute to the development of the Community. This index grows 30% a month.

Presently, the amount of money from returning investors in the pool is on the decline, and will decrease at an increasing rate in the following months. What we have is new people coming into the scheme

Going by an informal online polls, February - June, 2017 has been slated for the ultimate crash of this scheme.

Success Lines (2)

We bring to you another edition of success lines. This is the edition two.

1. Don't get discouraged if you're not where you want to be. Progress is made one step at a time. Hold the vision, trust the process.

I am sure most of y'all were in high school some years back, and now you done with college. That's a unit of progression, success is about progression not perfection.

We're all in it together.

Life is the teacher, and class is in session. Pay attention!

2. Just because you came out with 3rd class or 2.2.

Everyone will tell you to give up or settle for something lesser than you wish for.
Some might even tell you to go back to school, Never listen to them.
What you need to know is that currently,the system does not give any one a free chance, rather you need to find a way around the system

3. Once you are willing to start from somewhere and gain experience, 2.1, 2.2, 3rd class soon becomes rather irrelevant. It's all a matter of time. Never be intimidated.

4. Work, Pray and Be Contented

5. Life's most pertinent and urgent question is "what are you doing for others" - Martin Luther King

6. "Life is not just the passing of time. Life is the collection of experiences and their intensity." -- Jim Rohn

7. Day in day out, in different parts of the world, as homo sapiens, we continue to work towards achieving our individual goals, actualizing those dreams. A pertinent question here is when these goals are achieved and the dreams actualized, what next?..

Definitely, the answer is we have to keep raising the bar for ourselves, and that's by realizing the need to set more goals, dream bigger, and consequently expecting tougher challenges.

You av done a lot?..yeah, but there's so much more to be done. Take the next step.

8. The moment your reasonings are beclouded by sentiments and bias, you have thrown objectivity to the winds, you begin to appear and sound foolish. This happens irrespective of your intellectual capacity.

9. It pays to be a winner, so by all means find an excuse to win

10. What u think of life matters, what u think of urself matters more.

Now and Then in Nigeria: Which is Better?

An interesting match has been on for a while now and it is quite necessary to address it.

The Nigerian youth vs The Govt./Successful Older Citizens.

The away team keep charging and accusing the 'rival team' of not working hard enough.

At every opportunity, they go about campaigning and counselling the youths to be more creative and go out of their way to create solutions. In fact, some very overzealous ones say most youths today are not serious.

This shows nothing but hypocrisy and probably shallowness of thought. Every day and I repeat Every day, I hear of one ingenuity story or the other of Nigerians, both home and abroad.

Have they forgotten that a large part of America's economy is being stimulated by foreigners? The thing is people need to move when they are endangered and scared that their dreams may die with them.

The aeroplane creator in Enugu? the young artist in Northern Nigeria? Unilag graduate with 5 Points?The OAU's Microsoft Technology Humane Team etc.

In fact, sit down with corps members and consultants who travel across the country to listen to various stories of local talents domiciled in the nooks and crannies of Naija.

Please let these ones first be appreciated and taken to the next level. Don't ever let anyone tell you are not ready for the world!.. Man, you are!

It's obvious and generally said that the young ones are the leaders of tomorrow.

The question is: considering the prevalent disgusting characteristics of youths in our society; are we really equipped with the right tools to repair this nation?

Are we really going to perform better than our fathers considering the fact that the education we got is considerably poorer than theirs?

When in our own generation, the norms and ethics of the society have been replaced with social vices of various kinds? and we say our leaders are corrupt, corruption is actually due to indiscipline or at least a major and fundamental cause.

It is in this generation that youths dig deep for quick money while the zeal to serve the nation declines rapidly.

Without being sentimental, what do you think? What’s the way forward?

The Nigerian Dream: What is Keeping you

This morning a friend of mine told me he had the opportunity of moving out of the country but refused because he has a plan here Nigeria. I began to wonder and these came to my mind.

Some of Nigeria’s major problems are tension, high poverty rate, insecurity, persistent criminal activities, poor electricity supply, unemployment, lawlessness, injustice, mismanagement of funds, corruption, to mention a few.

Under all these, you and I still live in our dear nation. Though some have tried hard to abscond but efforts proved abortive while some like me are just being patriotic, what we call suffering and smiling.

I see on a daily basis, Nigerians still move out of the country in troops in search for a greener pasture. Its not the issue of individual view as some people had suggested rather its the issue of whether the economy is favoring you or not. You may be okay here in Nigeria living fine but a more developed country might make you earn more and maximize your potentials. The reasons why Nigerians are still in Nigeria is a mystery. Even the learned and well-equipped in terms of resources are complaining of low standard of living.

For me, am here because it is my home and it will for ever be. Am here because it is still fair and useful to me, I hope it continues to be.

What is your own? What is keeping you in Nigeria? Patriotism?. Use the comment below:

Survival Kit For Nigerian Startups

This is what you need to do in this recession in order to stay above the sea level. There is nothing impossible as I believe Nigerians are hardworking people.

Get Empowered. Read up and leave your comment

1. Stay Positive

“Life is not the way it’s supposed to be, it’s the way it is. The way you cope is what makes the difference.” – Virginia Satir

When you and every member of the team stay positive, you’re putting yourself in the best position possible to not only make it through those bad times, but become better in the process. You can do one of two things when life takes a turn for the worst. You can remain positive and remind yourself that there really is a light at the end of the tunnel and that you’ll make it through, or you can curl up in the fetal position and relegate yourself to being nothing more than a victim of circumstance.

2. Get Creative

There are times when you can’t do much to change your situation. You just have to deal with it. But there are other times when you can actively work to make the situation better. Now is the right time to think of other verticals, afterall it’s a startup. Are you currently targeting financial industry? Now you can look into creating apps that show filling stations and current pump price, queue size, number of attendants, rate of sales, etc.

The solution won’t be in plain sight, because if it was you probably wouldn’t have gotten in that situation in the first place. But if you can take a step back and see the bigger picture, you may discover something that can help you.

A great example of getting creative during a difficult time is the story behind Wrigley’s gum. The founder, William Wrigley Jr. was a soap and baking powder salesman in the 1890’s and he always offered free gum to all of his clients. With his career as a salesman taking a turn for the worst, he noticed one thing that forever changed his life; people loved the gum he gave away more than the products he was actually selling. It was that one creative insight that got him through that difficult time and made him a monumental success.

3. Learn From these Difficult Times

“Facing difficulties is inevitable, learning from them is optional” – John Maxwell

Take a review and see what exactly is being affected by this down time. After evaluating this, then brainstorm on the ways this can be fixed by thinking of alternative solutions.

Do you all have personal cars and fuelling is now a problem, one option is to reduce cars and arrange a place for a meet up where you pick yourselves up. You can do a rotation of whose car to use on weekly basis.

4. Realize you’ve come a long way

Sometimes we get so focused on the road ahead, that we never look back to see what we’ve already traveled. Give yourself credit for everything you’ve already done. Think about startups that have started and gone dead till date.

You’ll give yourself a confidence boost when you realize that you’ve already made so much progress and the light at the end of the tunnel will get brighter.

5. Focus on What You Can Control, Not What You Can’t

Some situations are beyond your control and no matter what you do, you can’t change a thing. You and your guys will be setting yourself up for frustration when you focus your time and energy on things you can’t control. You’re also making the situation seem even bleaker than it actually is because you’re focusing on the negatives.

You should instead focus on the things that are within your control because that’s the only way you can make a change that’s actually going to help you. Make a list of everything you can control about the situation and divert all of your focus towards those things. Anything that’s not on the list, doesn’t get any attention.

You are the next big thing!

Programming and Computer Science: The Reality

Presently, real programmers, I mean raw code writers here in Nigeria are deprived of their entitlements financially and socially.

No standards, no opportunities, no enabling environments, unending discrimination from companies that hire Indian programmers.

Although, posts  have been created on how to brand programmers but that would only bring a temporary solution and for only those who has the resources to step up their business. we need a permanent change; an atmosphere for current and future programmers. a vision of a time when people would be creative and willing to give to the society by providing e-solutions. when will Nigerians be part of list of inventors. we are talented. How can this be achieved.

I believe by combining ideas from experienced programmers, home and abroad, and successful programmers, we can make something out of nothing.

#from my perspective, I think there should be focus on programming in the ministry if sci and tech, by this programmers will have platforms to receive kudos for their works.

one thing we must understand is that computer science can never be compared to any IT related course done in any IT schools anywhere. computer science comprises of various computing theory and sub-fields within it. some of which are:

Artificial Intelligence

Communications

Computational Biology

Computer Graphics

Computer Modeling

Computer Programming

Computer Science

Distributed Computing

Encryption

Hacking

Information Technology

Internet

Mobile Computing

Photography

Quantum Computers

Robotics

Software

Spintronics

Video Games

Virtual Reality

WiFi

Specializing in any of the above fields indicates the ultimate application of the knowledge of computer science. It is also an indisputable fact that computer science graduates possess the ability of becoming an expert in any field within a short period of time, just like graduates from other courses in their various fields.

Thank you. Greatest computer scientists!. what we do is transforming theory into concrete substance. understanding the logic and principle behind every single thing. Keep Your Head up High.

SUCCESS LINES (1)

The following are some of my jottings from a few books and articles I read last week, make use of them too, I am sure you would hardly find them all together anywhere on the cyber space:

  1.       MY LIFE IS A MISSION AND NOT A JOURNEY

  2.       PEOPLE WHO SEE OR LIVE LIFE AS A JOURNEY HAVE FEW THINGS WITHIN THEIR CONTROL

  3.       PEOPLE ARE REMEMBERED FOR THE MISSION THEY ACCOMPLISHED NOT FOR THE JOURNEY THEY EMBARKED

  4.       AM NOT JUST IN THIS WORLD TO ADD UP TO THE ADD NUMBER OF PERSONS, I HAVE A PURPOSE

  5.       WHEN YOU ARE ON A JOURNEY, YOU FOLLOW THE TRAIN, WHEN YOU ARE ON A MISSION YOU FIND YOUR WAY.

  6.       ANYBODY WHO CONSISTENTLY JUDGE YOU BY YOUR PAST SHOULD NOT BE ALLOWED TO HAVE A HAND IN THE MAKING OF YOUR FUTURE

  7.       MY PAST LIFE MIGHT HAVE CAUSED ME TODAY’S PAIN, BUT MY TOMORROW GAIN WILL DEPEND ON TODAY'S PRICE.

  8.       NOTHING CAN STOP A MAN WHO BELIEVES IN HIMSELF. EVERYTHING IS POSSIBLE FOR HIM

  9.       THE ONLY WAY TO ACHIEVE THE EXTRA-ORDINARY IS TO DO THE EXTRA.

  10.   YOU WILL PROGRESS FASTER AND BETTER IN LIFE IF YOU FOCUS ON YOUR OWN PURSUITS WITHOUT MINIDNG WHAT IS HAPPENING IN OTHER PEOPLES’S BUSINESS